It may only be the end of March but already 2015 has thrown a lot of sh*t our way.
We took a three week break at the end of last year and headed up the coast....we knew that the holiday would stretch the budget but there is our mental well being to contend with to and we really needed a break. We rented the crappy old house with lagoon views in order to keep costs down and once we arrived on holidays all entertainment was provided for free by the sun, sand, surf and the lagoon. We had family time, we had laughs, we made memories.
Arriving home after the break, feeling as recharged as you possibly can when you have been on a beach holiday with 5 children, hubby and I were ready to tackle the new year.
The minute we arrived home we were welcomed by a flea infestation. Twelve hours later we discovered that the fridge was not working, that same day the lawn mower died. And it didn't stop there, in addition the shower head broke, the microwave stopped working, hubby's car broke down, the hot water service sprung a leak.....seriously there are probably a few things that I'm forgetting too!
On top of everything on the home front falling apart hubby's work has been quiet with some of the big companies he does work for making a lot of budget cut backs so he is constantly on the look out for more work.
Any tiny sense of peacefulness that we returned from holidays with has long since been completely annihilated and has been replaced with constant stress.
To be honest I am totally exhausted.
It feels like my days consist of constantly monitoring bank accounts, taking money from one and putting it in another to cover mortgage or bills, chasing every cent that companies owe us, making payment arrangements for electricity, water, rates, school fees etc...
You cannot be the best mum that you want to be when you are all consumed with all of this financial stuff. I am tired, I am preoccupied, I am a little short on patience!
Miss 17 needs new school shoes, desperately. Miss 15's dentist bill is behind in payments for her braces, I owe money for new blazers, jumpers and blouses at school, three of the girls are due for birthday parties this year, the water bill is due...and the electricity bill should arrive any day now. And that's not even the half of it!
I seriously cannot see the light at the end of the tunnel at the moment so I will just need to keep on juggling, cutting back and surviving as best as we can for the time being.
This obviously consumes a lot of my energy, it is the last thing I think about at night and the first thing I think about in the mornings.
All I can do for now is to try to find new ways to make money and new ways to save money so that we can work towards making ends meet. I have decided to make this my focus for 2015 and I will share with you what I learn along the way! You're welcome to come along for what could be a very bumpy ride!!
On top of everything on the home front falling apart hubby's work has been quiet with some of the big companies he does work for making a lot of budget cut backs so he is constantly on the look out for more work.
Any tiny sense of peacefulness that we returned from holidays with has long since been completely annihilated and has been replaced with constant stress.
To be honest I am totally exhausted.
It feels like my days consist of constantly monitoring bank accounts, taking money from one and putting it in another to cover mortgage or bills, chasing every cent that companies owe us, making payment arrangements for electricity, water, rates, school fees etc...
You cannot be the best mum that you want to be when you are all consumed with all of this financial stuff. I am tired, I am preoccupied, I am a little short on patience!
Miss 17 needs new school shoes, desperately. Miss 15's dentist bill is behind in payments for her braces, I owe money for new blazers, jumpers and blouses at school, three of the girls are due for birthday parties this year, the water bill is due...and the electricity bill should arrive any day now. And that's not even the half of it!
I seriously cannot see the light at the end of the tunnel at the moment so I will just need to keep on juggling, cutting back and surviving as best as we can for the time being.
This obviously consumes a lot of my energy, it is the last thing I think about at night and the first thing I think about in the mornings.
All I can do for now is to try to find new ways to make money and new ways to save money so that we can work towards making ends meet. I have decided to make this my focus for 2015 and I will share with you what I learn along the way! You're welcome to come along for what could be a very bumpy ride!!
Have you got any good tips for making ends meet.....I'd love to hear them if you do!